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Commercial Insurance

Our Coverage Options

Comprehensive commercial insurance solutions for Florida trucking companies, owner-operators, and transportation businesses

Trucking Liability

FMCSA-compliant primary liability coverage for owner-operators and fleets. We handle all federal and state filings to keep your authority active.

  • MCS-90 endorsement filing
  • Minimum $750K coverage
  • All 48 states coverage
  • Same-day COI issuance

Commercial Auto

Coverage for business vehicles including vans, box trucks, pickups, and mixed commercial fleets operating in Florida and beyond.

  • All commercial vehicle types
  • Liability & physical damage
  • Hired & non-owned auto
  • Fleet discounts available

Motor Truck Cargo

Protect the freight you haul from pickup to delivery. Covers dry van, reefer, flatbed, and specialized cargo against loss, damage, and theft.

  • All cargo types covered
  • Loading & unloading
  • Theft protection
  • Refrigeration breakdown

General Liability

Commercial general liability for trucking companies, freight brokers, and logistics businesses. Protects against third-party bodily injury and property damage claims.

  • $1M–$5M limits available
  • Products & completed ops
  • Personal injury coverage
  • Contractual liability

Workers' Compensation

Florida-compliant workers' compensation for trucking companies. Covers medical expenses and lost wages for injured employees and drivers.

  • Florida state compliant
  • Medical expense coverage
  • Lost wage replacement
  • Employer liability

Physical Damage

Comprehensive and collision coverage for your trucks and trailers. Fast claims processing with our preferred repair network across Florida.

  • Comprehensive & collision
  • Truck & trailer coverage
  • Preferred repair shops
  • Rental reimbursement

How It Works

Getting covered is simple. Here's our proven process.

01

Request a Quote

Fill out our quick online form or call us. We'll gather the details about your operation and coverage needs.

02

We Shop the Market

Our agents compare rates from multiple A-rated carriers to find you the best coverage at the lowest price.

03

Review Your Options

We present your options clearly, no jargon, no pressure. You choose the coverage that fits your budget.

04

Bind Coverage

Once you approve, we bind your coverage immediately and handle all filings and documentation.

05

Ongoing Support

Your dedicated agent is always available for COI requests, policy changes, claims support, and renewals.

Ready to Get Covered?

Get your free commercial insurance quote today. Same-day coverage available.

Talk with Us